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(917) 590-0552
ESTATE PLANNING
PROTECT YOUR LEGACY AND YOUR FAMILY
Estate planning ensures your wealth transfers efficiently, privately, and according to your wishes. It coordinates beneficiary designations, trusts, tax exposure, charitable intent, and long-term care considerations. A strong estate plan is about control, clarity, and protection not just documents.
SERVICES OFFERED
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ESTATE PLAN COORDINATION WITH ATTORNEYS
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LIFE INSURANCE & CHARITABLE TRUSTS
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LIVING
WILL
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ATTORNEY
NETWORK
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ADVANCED ESTATE PLANNING STRATEGIES
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ESTATE PLANNING
W/CRYPTO
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BENEFICIARY REVIEW AND OPTIMIZATION
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WILLS
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BENEFICIARY
PLANNING
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LEGACY AND CHARITABLE PLANNING
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POWER OF
ATTORNEY
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TRUST PLANNING FOR BUSINESS OWNERS
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REVOCABLE & IRREVOCABLE TRUSTS
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LONG TERM CARE FUNDING ANALYSIS
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WEALTH TRANSFER TAX STRATEGIES
HOW YOU BENEFIT
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REDUCED ESTATE TAX EXPOSURE
AVOIDANCE OF PROBATE WHERE APPROPRIATE
CLEAR ASSET DISTRIBUTION
PROTECTION FOR HEIRS
GREATER PEACE OF MIND
OUR BLOGS
ESTATE PLANNING CHECKLIST
By Louis Green, CFA®, CFP®, CRPS® Estate Planning Checklist · Create a will or revocable trust. · Remember a revocable trust may allow you to avoid probate. · Review the beneficiaries of all your accounts to ensure they are up to date. · Take an inventory of all your assets and note how they are titled. · Determine whether you may be subject to federal and/or state estate taxes in the future. · Create and/or review your power of attorney (both financial and medical), living
Louis Green, CFA, CFP, CRPS
Apr 241 min read
USING IRREVOCABLE TRUSTS TO LEVERAGE THE LIFETIME GIFT AND ESTATE TAX EXEMPTION
By Louis Green, CFA®, CFP®, CRPS® Using Irrevocable Trusts to leverage the Lifetime Gift and Estate Tax Exemption Irrevocable trusts can potentially reduce estate taxes. Below is a list of trusts for your review.1,2,3,4 Consult an estate attorney to determine whether one of these is suitable for you. Grantor Retained Annuity Trust (GRAT): To potentially reduce taxes on distributions to family members. Irrevocable Life Insurance Trust (ILIT): Used for estate liquidity and remo
Louis Green, CFA, CFP, CRPS
Apr 241 min read
THE IMPORTANCE OF ESTATE PLANNING
By Louis Green, CFA®, CFP®, CRPS® The Importance of Estate Planning Estate planning should be part of your retirement plan. A proper estate plan will help to make sure your assets are distributed based upon your wishes after your death. If you have a large estate, estate planning might also help you minimize estate taxes. Finally, estate planning can help you avoid probate, which is the process of reviewing and distributing your assets. Estate Planning Fundamentals Wills A
Louis Green, CFA, CFP, CRPS
Apr 243 min read
PLANNING FOR WEALTH TRANSFER
By Louis Green, CFA®, CFP®, CRPS® Planning for Wealth Transfers Family Meetings Annual family meetings are a great way to pass on your knowledge and values regarding wealth creation and protection. Consider using family meetings to teach younger family members about topics such as investments, taxes, financial planning, and which questions to ask advisors. Estate Liquidity You should be mindful of liquidity in your estate, especially if your estate has assets that are difficu
Louis Green, CFA, CFP, CRPS
Apr 242 min read
STRATEGIES TO POTENTIONALLY REDUCE THE VALUE OF YOUR ESTATE
By Louis Green, CFA®, CFP®, CRPS® Strategies To Potentially Reduce The Value Of Your Estate Gifting Gifting is another effective strategy to reduce the value of your estate and potential estate taxes. For example, you are allowed to give up to $18,000 a year (in 2024) to another person under the annual gift tax exclusion without reporting the gift to the IRS. If you are married, you are allowed to split your gift with your spouse, effectively doubling the amount you can give.
Louis Green, CFA, CFP, CRPS
Apr 242 min read
ESTATE PLANNING QUESTIONS
A will directs asset distribution but may require probate. A trust can help avoid probate, provide privacy, and add control over how and when assets are distributed.
Strategies include lifetime gifting, charitable planning, trust structures, and proper beneficiary coordination to reduce taxable estate value.
State law determines asset distribution, which may not reflect your wishes and can create delays, legal costs, and family disputes.
A comprehensive estate plan typically includes: A Last Will and Testament, A Revocable Living Trust (if appropriate),
Durable Financial Power of Attorney, Healthcare Power of Attorney, Living Will or Advance Healthcare Directive, Updated beneficiary designations
These documents work together to direct asset distribution, appoint decision-makers, and protect your family.
Start by clarifying your goals: who you want to provide for, how you want assets distributed, and who should make financial and medical decisions if you cannot. We then review your assets, beneficiary designations, tax exposure, and family dynamics before coordinating with an estate attorney to draft appropriate documents.
No. We do not draft legal documents. However, we provide strategic estate planning advice and work with trusted attorneys and estate planning providers who facilitate document drafting after the strategy is established.
Yes. We review your existing estate documents to ensure they align with your investment accounts, retirement plan, tax strategy, and beneficiary designations. Coordination is critical to avoid unintended consequences.
You can securely upload documents to our client portal for review and coordination. However, those uploaded copies are not considered official legal originals. You should always retain signed originals in a secure location.
Yes. The federal government imposes an estate tax on estates that exceed the federal exemption limit. The exemption amount can change based on legislation, and proper planning can reduce potential exposure.
Possibly. Some states impose their own estate or inheritance tax, while others do not. Whether you owe state estate tax depends on your state of residence and the size of your estate.
Probate is the legal process through which a court validates a will and oversees the distribution of assets. Probate can involve delays, public disclosure, and legal costs. Certain strategies, such as trusts and beneficiary designations, may help avoid or minimize probate.
A revocable living trust may help avoid probate, maintain privacy, and provide continuity if you become incapacitated. It does not eliminate estate taxes but can simplify asset management and distribution.
A revocable trust can be changed or revoked during your lifetime and primarily helps with probate avoidance and incapacity planning. An irrevocable trust generally cannot be modified once established and may provide asset protection or estate tax reduction benefits.
Estate plans should be reviewed every 3–5 years or after major life events such as marriage, divorce, birth of a child, relocation, business sale, or significant changes in net worth or tax law.
Retirement accounts like IRAs and 401(k)s are generally governed by beneficiary designations, not your will. However, their value may still be included in your taxable estate for estate tax purposes. Coordinating beneficiaries with your overall estate plan is essential.
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