YOUR RISK TOLERANCE & TIME HORIZON

^{By Louis Green, CFA®, CFP®, CRPS®}

Risk Tolerance and Time Horizon

When structuring your investment portfolio, be mindful of your risk tolerance and time horizon. We define risk tolerance as your willingness and ability to accept risk. Some investors may have substantial wealth yet are willing to take on only minimal risk due to personal comfort levels. Other investors have a low ability to take on risk because they rely on their portfolio for immediate income needs.

Range of calendar-year returns 1926-2022¹

Could you stay invested during turbulent times? Is your portfolio overly conservative? While it might be nice to have a safe portfolio when the markets are volatile, the projected returns of that portfolio might not help you meet your financial goals.

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All advisory services are offered through Savvy Advisors, Inc. (“Savvy Advisors”), an investment advisor registered with the Securities and Exchange Commission (“SEC”).

1 https://investor.vanguard.com/investor-resources-education/education/model-portfolio-allocation